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Mobile Protection Plan: Extended Warranty & Screen Damage Cover, Explained

A mobile protection plan extends your phone's cover beyond the manufacturer's standard 1-year warranty — typically adding screen and accidental damage (ADLD) cover, liquid damage cover, and extended repair support for one to three additional years. Here is how it works across iPhone, Samsung and Android phones in India, and how to pick the right plan for your device.

Extended Warranty Screen & Accidental Damage (ADLD) Liquid Damage Cover Combo Plans
What's covered

Four layers of protection, one plan.

In plain terms: a protection plan fills the gap between what the manufacturer promises and what actually happens over years of real use.

Extended Warranty

Carries manufacturing-defect cover forward after the original 1-year warranty ends, so hardware faults don't become out-of-pocket repair bills.

Screen & Accidental Damage (ADLD)

Covers the single most common phone claim — a cracked or shattered screen from a drop, knock, or everyday accident.

Liquid Damage Cover

Addresses the costly repairs that follow spills, rain exposure, or accidental drops into water — even on water-resistant phones.

Combo Plan

Bundles extended warranty and ADLD into a single plan, so one cover handles both defects and accidents for the whole term.

Why it matters in India

Longer usage cycles, higher repair bills.

Indian smartphone owners typically keep a phone for three to four years before replacing it — longer than many other markets — which means a device has to survive well past the one-year window the manufacturer actually warranties. At the same time, repairing a flagship phone outside warranty is expensive: screens, back glass, and battery modules on premium devices are imported assemblies, priced accordingly by authorised service centres. Protection plans exist to close exactly this gap — stretching the usable, worry-free life of a phone to match how long people actually keep it, instead of how long the factory warranty lasts.

The brand landscape

Every major phone, one protection layer.

The Indian smartphone market splits broadly into three protection-relevant groups, each with its own risk profile.

Premium Apple iPhone

Highest repair costs, longest hold periods, strongest resale-value stakes.

Flagship & Foldable Samsung Galaxy

S-series, A-series, plus Z Fold/Flip foldables with hinge-specific risk.

Mid-range & Value The wider Android field

Xiaomi/Redmi, OnePlus, OPPO, vivo, realme, Motorola and Google Pixel.

How claims work

From a cracked screen to a resolved repair.

Every plan distributed through Assurify follows the same four-step flow, regardless of brand.

1

Activate

The plan is activated at the point of sale — in-store or online — against the device's IMEI, with no separate paperwork.

2

Register

The device and plan are recorded on the Assurify platform, visible to the merchant, brand and policyholder.

3

Claim

When damage occurs, the claim is raised through Assurify Care, describing the issue and plan coverage.

4

Resolve

The claim is routed to a certified repair partner for assessment and resolution, with status tracking throughout.

Frequently asked questions

Mobile protection plans, in plain language.

What is a mobile protection plan?

A mobile protection plan is an add-on cover, bought alongside or shortly after a phone purchase, that extends protection beyond the manufacturer's standard 1-year warranty — typically adding screen and accidental damage (ADLD) cover, liquid damage cover, and extended repair or replacement support for an additional 1 to 3 years.

How is a protection plan different from the manufacturer's warranty?

The manufacturer's warranty only covers manufacturing defects for a limited period, usually 1 year, and explicitly excludes accidental damage, drops, cracked screens, and liquid exposure. A protection plan is designed to cover exactly those everyday accidents, plus extend repair support once the manufacturer's warranty lapses.

Which phone brands can be covered under a mobile protection plan?

Protection plans distributed through the Assurify platform span the full Indian smartphone market — Apple iPhone, Samsung Galaxy (including foldables), and the wider Android field including Xiaomi/Redmi, OnePlus, OPPO, vivo, realme, Motorola and Google Pixel.

Does a mobile protection plan cover screen cracks?

Screen and accidental damage cover, commonly called ADLD, is usually sold as a distinct tier or combined with extended warranty. It is specifically designed to cover cracked or shattered screens from drops and accidents, which standard manufacturer warranties exclude.

Can I buy a mobile protection plan directly from Assurify?

Assurify is a B2B protection-infrastructure company — plans are distributed through our merchant and retail partners at the point of sale, not sold directly on this website. Contact us and we will connect you with a partner or walk you through your options.

How long does a mobile protection plan last?

Plan durations vary by partner and phone category, typically ranging from 1 to 3 additional years layered on top of, or starting after, the manufacturer's original warranty period.

Talk to Assurify

Bring mobile protection to your checkout.

Whether you're a retailer, D2C brand, or insurer, we help you design and distribute mobile protection plans across every phone brand your customers buy.