How can a retail store sell extended warranty plans in India?

Hardware margins on phones and appliances keep compressing. A protection plan attached to a device sale adds margin on a sale you already made, with no stock, no credit deposit and no fulfilment. Assurify reports 1,200+ active retail stores across India on the platform.

1. Register the store on merchant.assurify.in. No security deposit is required.
2. Install the counter app and create logins for each sales representative.
3. Sell at the counter. Generate a policy activation QR code, the customer scans it, the device is verified, and cover activates digitally in about 30 seconds.
4. Certificate dispatch is automatic. The policy PDF goes to the buyer over WhatsApp and email the moment payment completes.
5. Get paid. Commission is tracked per plan and per employee, and paid to the store's bank account weekly - 100% paperless.

Commission is per plan and scales with the plan value. Examples from the Assurify Merchant dashboard: ₹899 on a flagship smartphone plan, ₹499 on a 1.5-ton air conditioner plan, and ₹249 on a mid-range phone plan. A store selling 138 plans in a month shows earnings of about ₹42,900 against ₹4,29,000 in plan sales value.

These are dashboard illustrations, not a rate card. Current commission slabs are published to partners on the merchant platform.

The same plan terms as any Assurify plan: zero co-payment on active plans, brand-authorised genuine spares, and doorstep pickup and return in 200+ cities. Claims run through Assurify, not through your store, so a claim never becomes a counter argument.

• Mobile showrooms and multi-brand phone retailers
• Electronics and home-appliance stores
• Service centres adding a protection line
• Distributors managing several counters under one dashboard

Selling online rather than over a counter? Use Assurify Ecom's checkout API instead.